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Fiserv, Inc. is a worldwide technology provider specializing in payment and financial solutions. The company's operations are divided into three primary divisions: Acceptance, Fintech, and Payments. The Acceptance division equips merchants with point-of-sale systems, digital commerce capabilities, mobile payment options, and robust security measures against fraud. Key offerings within this segment include Carat, an omnichannel commerce solution, and Clover, a cloud-based platform for point-of-sale and business management, alongside Clover Connect for independent software vendors. Its distribution channels are diverse, encompassing direct sales, strategic partnerships with agent sales forces, software developers, financial institutions, and other collaborators. Through its Fintech segment, Fiserv facilitates the management of core banking functions, such as customer deposit and loan accounts, as well as general ledger and central information files. This segment also delivers digital banking solutions, financial and risk management tools, professional advisory services, and item processing functionalities. The Payments segment manages a comprehensive suite of card transaction services, including processing for debit, credit, and prepaid cards, alongside related security, fraud protection, and card production services. Furthermore, it offers diverse non-card digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, electronic billing, and their associated security features. Fiserv caters to a broad clientele, including various businesses, banks, credit unions, other financial institutions, merchants, and corporate clients. Founded in 1984, the company is headquartered in Brookfield, Wisconsin.
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